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') Skip to main content Your browser is out of date! Update your Browser Memorial Day In observation of Memorial Day, all our branches will be closed on Monday, May 31st. Online and mobile banking remain available for access 24/7. Branches will re-open on Tuesday, June 1st. Locations Why Kinecta Rates Contact Us Search Site Personal Business Student LOGIN Enter Username Enroll in Online Banking Forgot Password? Forgot ID? FAQs LOGIN Enter Username Enroll in Online Banking Forgot Password? Forgot ID? FAQs Search Site Locations Why Kinecta Rates Contact Us Personal Checking & Savings Checking Savings & Certificates IRAs Debit Card Credit Cards Rewards No Fee Establish Credit Secured Business Loans & Lines Personal Vehicle Mortgage Purchase Refinance Home Equity Specialized Loans Related Services Mortgage Rates Investments Insurance Personal Home Vehicle Protection Services Business Student Business Checking & Savings Credit Cards Loans & Real Estate Insurance Student Checking & Savings Credit Cards & Loans Insurance Banking 101 Welcome Xceed Members! Incoming Xceed members should continue to use Xceed Online Banking until Nov. 1, 2021. Visit Xceed's Online Banking Learn More About The Merger Branch & ATM Network 1 Enjoy access to your money through 110,000 surcharge-free ATMs and 5,000 shared credit union branches. Find Us Online Banking & Bill Pay Use Kinecta’s secure online banking to check balances, pay bills, make loan payments, and more. Online Banking & Bill Pay Mobile Banking 2 Once you enroll in Online Banking, you can conveniently check your finances or make payments on-the-go with our secure mobile app. Mobile Banking ') Kinecta Helps Members Get Back on Their Feet We helped hundreds and hundreds of members through the recent COVID-19 crisis and we aren’t stopping now. We offer: Deferred payments for auto, home, and credit card loans Assistance with the SBA Paycheck Protection Program General assistance COVID Resource Center Let's Talk Our knowledgeable Member Contact Center team is happy to answer your questions at 800.854.9846 . Or, visit us at a convenient branch location. BOOK APPT Community Involvement Kinecta gives back to our communities through both financial support and volunteerism. Join us, or nominate a a special someone for our weekly #KinectaKindness award. COMMUNITY INVOLVEMENT Financial Education Kinecta offers access to 2 to 7-minute webinars so you can expand your financial knowledge from the comfort of your own home. Choose from 25+ topics from budgeting to home buying. FINANCIAL EDUCATION Scams & Fraud – It Pays to Be Aware Coronavirus Scams. Fraudsters take advantage of people during times of crisis. Don't be a victim. Unemployment , Direct Deposit , and SBA Loan Scams . If you receive unexpected funds in your account, do your homework before responding or spending. IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag. Banking Scams. Beware of any requests to verify your account or card information. Dating & Romance Scams . When your heart gets involved, be careful. Watch Video Coming soon! Get your credit limit in a single click! Curious as to how much credit you could qualify for, but afraid a hard credit pull could negatively impact your credit score 3 ? Fear no more! Kinecta gives you the ability to find out in an instant if you qualify for a personal loan or credit card - and the amount of credit you could receive - in one click of The Button . Featured News Event Calendar See All News Webinar: Filing for Social Security Are you ready to start receiving your Social Security benefits but don't know how to start the filing process? Read Article Kinecta News Spring 2021 Edition Celebrating the approval by member-owners of Xceed Financial Credit Union of their merger into Kinecta, and much more! Read Article Kinecta Shred Fest 2021 It's never too late to spring clean. Let us help you get rid of old documents and clear out your clutter for free! Read Article 1 ATM fees . No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee. 2 Mobile banking . Message and data rates may apply. 3 The Button. In order to provide you with a range of rates you prequalify for, Rate Reset will perform a soft credit inquiry, as authorized by you. Soft credit inquiries do not affect your credit score. If you prequalify, the rates and loan options offered to you are estimates only. Once you choose your loan options and submit your application, Rate Reset may perform a hard credit inquiry. Routing # 322278073 800.854.9846 About Us Executive Staff Board of Directors Careers Forms Disclosures Sitemap Online Banking & Bill Pay Mobile Banking Privacy Policy Notice at Collection Consumer Privacy Policy Terms of Use Security Download our Mobile App Digital Wallets Federally insured by NCUA. Equal Housing Lender. ©2021 Kinecta Federal Credit Union. All Rights Reserved....